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* Do I need to submit an illustration with the application?
We encourage you to submit all pages of a signed illustration with all applications. In California, all applications must be accompanied by all pages of a signed and dated illustration. The illustration must be signed on or before the application. Use the FGL website illustration software or desktop software to run the illustration. The client may use e-signature for website illustrations, or you may print and have the client sign the illustration. The signed illustration must then be saved to your computer and uploaded during the e-App process. In other states, you may have the option of completing a Statement in Lieu of an Illustration, which you will be prompted to complete during the e-App.
* If my client is a U.S. citizen, why am I being prompted to complete the Citizenship Questionnaire?
Please ensure in the Personal History section of the application, question #1 is answered correctly to indicate if your client is a U.S. citizen or not. The response to this question is what will generate the Citizenship Questionnaire.